Pik\u00ebrisht zmadhimi i portofolit total t\u00eb kredis\u00eb ka patur nj\u00eb rol t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb uljen e raportit t\u00eb kredive me probleme vitin e kaluar.<\/p>\n\n\n\n
Portofoli i kredis\u00eb p\u00ebr ekonomin\u00eb n\u00eb fund t\u00eb vitit 2024 arriti vler\u00ebn e 835.6 miliard\u00eb lek\u00ebve, n\u00eb rritje vjetore me 12.3%. Kjo \u00ebsht\u00eb gjithashtu rritja m\u00eb e lart\u00eb e portofolit t\u00eb kredis\u00eb p\u00ebr ekonomin\u00eb n\u00eb 16 vitet e fundit.<\/p>\n\n\n\n
Ekonomia shqiptare vitin e kaluar u karakterizua nga ritme relativisht t\u00eb larta t\u00eb rritjes, e mb\u00ebshtetur sidomos nga ecuria e mir\u00eb e sektor\u00ebve t\u00eb lidhur me turizmin dhe pasurit\u00eb e paluajtshme. Gjat\u00eb vitit t\u00eb kaluar, raporti i kredive me probleme ka p\u00ebsuar nj\u00eb r\u00ebnie t\u00eb leht\u00eb edhe n\u00eb vler\u00eb absolute. Totali i kredive me probleme n\u00eb fund t\u00eb 2024 vler\u00ebsohet n\u00eb af\u00ebrsisht 34.8 miliard\u00eb lek\u00eb, nga rreth 35.3 miliard\u00eb lek\u00eb q\u00eb kishte qen\u00eb nj\u00eb vit m\u00eb pare. N\u00eb vler\u00eb absolute, kredit\u00eb e k\u00ebqija kan\u00eb r\u00ebn\u00eb me af\u00ebrsisht 0.5 miliard\u00eb lek\u00eb ose 1.4% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/p>\n\n\n\n
Edhe vitit 2024 solli nj\u00eb vazhdim\u00ebsi t\u00eb tendenc\u00ebs disavje\u00e7are r\u00ebn\u00ebse t\u00eb raportit t\u00eb kredive me probleme, por megjithat\u00eb rritja e shpejt\u00eb e kredis\u00eb, ve\u00e7an\u00ebrisht n\u00eb sektorin e pasurive t\u00eb paluajtshme ka ngjallur shqet\u00ebsim te Banka e Shqip\u00ebris\u00eb. Vitin e kaluar, portofoli i kredis\u00eb p\u00ebr pasuri t\u00eb paluajtshme t\u00eb idnvidi\u00ebve dhe bizneseve u rrit p\u00ebrkat\u00ebsisht me 15.5% dhe 17.4%.<\/p>\n\n\n\n
T\u00eb marra s\u00eb bashku, k\u00ebto portofole p\u00ebrban\u00eb af\u00ebrsisht gjysm\u00ebn e vler\u00ebs totale t\u00eb kredis\u00eb t\u00eb dh\u00ebn\u00eb nga sektori bankar vend.<\/p>\n\n\n\n
Vitin e kaluar, Banka Qendrore vendosi t\u00eb aplikoj\u00eb p\u00ebr her\u00eb t\u00eb par\u00eb nj\u00eb shtes\u00eb kund\u00ebrciklike n\u00eb raportin e mjaftueshm\u00ebris\u00eb s\u00eb kapitalit t\u00eb sektorit bankar. Fillimisht, raporti i k\u00ebrkuar i mjaftueshm\u00ebris\u00eb s\u00eb kapitalit u rrit me 0.25% n\u00eb muajin qershor, nd\u00ebrsa n\u00eb dhjetor Guvernatori Sejko vendosi nj\u00eb rritje t\u00eb dyt\u00eb, duke \u00e7uar shtes\u00ebn kund\u00ebrciklike n\u00eb nivelin 0.5%.\/Monitor<\/p>\n","protected":false},"excerpt":{"rendered":"
Raporti i kredive me probleme ra p\u00ebr t\u00eb tetin vit radhazi n\u00eb 2024. Sipas t\u00eb dh\u00ebnave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, raporti i kredive me probleme zbriti n\u00eb 4.17%, nga 4.74% q\u00eb kishte qen\u00eb nj\u00eb vit m\u00eb par\u00eb. Ky tregues ka arritur nivelin m\u00eb t\u00eb ul\u00ebt q\u00eb prej shtatorit t\u00eb vitit 2008. Si\u00e7 ndodh zakonisht, muaji …<\/p>\n","protected":false},"author":1,"featured_media":21122,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[13],"tags":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/voranews.al\/wp-content\/uploads\/2025\/02\/IMG_8289-750x375-1.jpeg","_links":{"self":[{"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/posts\/21121"}],"collection":[{"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21121"}],"version-history":[{"count":1,"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/posts\/21121\/revisions"}],"predecessor-version":[{"id":21123,"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/posts\/21121\/revisions\/21123"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/media\/21122"}],"wp:attachment":[{"href":"https:\/\/voranews.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21121"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21121"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21121"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}