{"id":22396,"date":"2025-07-01T21:23:17","date_gmt":"2025-07-01T20:23:17","guid":{"rendered":"https:\/\/voranews.al\/?p=22396"},"modified":"2025-07-01T21:23:19","modified_gmt":"2025-07-01T20:23:19","slug":"nis-kufizimi-jo-me-kredi-pa-limit-hyn-ne-fuqi-vendimi-i-bsh-85-per-kredine-ne-leke-75-ne-valute","status":"publish","type":"post","link":"https:\/\/voranews.al\/?p=22396","title":{"rendered":"Nis kufizimi, jo m\u00eb kredi pa limit! Hyn n\u00eb fuqi vendimi i BSH, 85% p\u00ebr kredin\u00eb n\u00eb lek\u00eb, 75% n\u00eb valut\u00eb"},"content":{"rendered":"\n<p>Duke nisur nga 1 korriku fillon zbatimi i vendimit t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr kufizimin e kredive q\u00eb japin bankat ndaj kredive p\u00ebr sht\u00ebpi.<\/p>\n\n\n\n<p>Qytetar\u00ebt nuk do t\u00eb marrin m\u00eb kredi pa limit.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/ads.adsense.al\/www\/delivery\/lg.php?bannerid=0&amp;campaignid=0&amp;zoneid=72&amp;loc=https%3A%2F%2Ffaxweb.al%2Fnis-kufizimi-jo-me-kredi-pa-limit-hyn-ne-fuqi-vendimi-i-bsh-85-per-kredine-ne-leke-75-ne-valute%2F%3Ffbclid%3DIwZXh0bgNhZW0CMTEAAR64CCLEes7gdU4C0KAU2wca9DMKpOTLqnFYMVJj3q3mtAbXNCzpd1zz5naZGg_aem_4DmADnGSTN4NIHFr81Rgmg&amp;referer=http%3A%2F%2Fm.facebook.com%2F&amp;cb=044a5f45cd\" alt=\"\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/ads.adsense.al\/www\/delivery\/lg.php?bannerid=0&amp;campaignid=0&amp;zoneid=65&amp;loc=https%3A%2F%2Ffaxweb.al%2Fnis-kufizimi-jo-me-kredi-pa-limit-hyn-ne-fuqi-vendimi-i-bsh-85-per-kredine-ne-leke-75-ne-valute%2F%3Ffbclid%3DIwZXh0bgNhZW0CMTEAAR64CCLEes7gdU4C0KAU2wca9DMKpOTLqnFYMVJj3q3mtAbXNCzpd1zz5naZGg_aem_4DmADnGSTN4NIHFr81Rgmg&amp;referer=http%3A%2F%2Fm.facebook.com%2F&amp;cb=6050970a49\" alt=\"\"\/><\/figure>\n\n\n\n<p>P\u00ebr t\u00eb gjith\u00eb qytetar\u00ebt q\u00eb duan t\u00eb blejn\u00eb sht\u00ebpin\u00eb e par\u00eb do t\u00eb jepet nj\u00eb shum\u00eb sa 85% e vler\u00ebs s\u00eb banes\u00ebs. Nd\u00ebrsa p\u00ebr ata qytetar\u00eb t\u00eb cil\u00ebt duan t\u00eb marrin kredi n\u00eb valut\u00eb do t\u00eb jepet sa 75% e vler\u00ebs totale.<\/p>\n\n\n\n<p>P\u00ebrve\u00e7 tavaneve t\u00eb kredis\u00eb, Banka e Shqip\u00ebris\u00eb vendosi kufizime edhe p\u00ebr sa i p\u00ebrket pesh\u00ebs q\u00eb duhet t\u00eb z\u00ebr\u00eb kredia n\u00eb t\u00eb ardhurat e qytetarit. K\u00ebshtu, k\u00ebsti duhet t\u00eb jet\u00eb 40% e t\u00eb ardhurave t\u00eb kredi marr\u00ebsit p\u00ebr monedh\u00ebn lek\u00eb dhe 35% p\u00ebr monedh\u00ebn n\u00eb valut\u00eb t\u00eb huaj.<\/p>\n\n\n\n<p>Nj\u00eb vendim i till\u00eb erdhi pasi Fondi Monetar Nd\u00ebrkomb\u00ebtar (FMN) i rekomandoi Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb aplikimin e disa k\u00ebrkesave shtes\u00eb t\u00eb administrimit t\u00eb rrezikut, me q\u00ebllim frenimin e rritjes s\u00eb shpejt\u00eb t\u00eb kredive p\u00ebr pasuri t\u00eb paluajtshme. N\u00eb 2024 n\u00eb 54.9 miliard\u00eb lek\u00eb ose th\u00ebn\u00eb ndryshe 545 milion\u00eb euro arriti kredia e re p\u00ebr blerje banesash.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Duke nisur nga 1 korriku fillon zbatimi i vendimit t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr kufizimin e kredive q\u00eb japin bankat ndaj kredive p\u00ebr sht\u00ebpi. Qytetar\u00ebt nuk do t\u00eb marrin m\u00eb kredi pa limit. P\u00ebr t\u00eb gjith\u00eb qytetar\u00ebt q\u00eb duan t\u00eb blejn\u00eb sht\u00ebpin\u00eb e par\u00eb do t\u00eb jepet nj\u00eb shum\u00eb sa 85% e vler\u00ebs s\u00eb banes\u00ebs. &hellip;<\/p>\n","protected":false},"author":1,"featured_media":22397,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[13],"tags":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/voranews.al\/wp-content\/uploads\/2025\/07\/IMG_2890.jpeg","_links":{"self":[{"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/posts\/22396"}],"collection":[{"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=22396"}],"version-history":[{"count":1,"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/posts\/22396\/revisions"}],"predecessor-version":[{"id":22398,"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/posts\/22396\/revisions\/22398"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/media\/22397"}],"wp:attachment":[{"href":"https:\/\/voranews.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=22396"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=22396"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=22396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}