Raporti i kredive me probleme njohu rritje t\u00eb leht\u00eb n\u00eb muajin janar.<\/p>\n\n\n\n
Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, ai arriti nivelin e 8.2%, nga 8.11% n\u00eb fund t\u00eb vitit 2020. Rritja minimale e fillimit t\u00eb vitit megjithat\u00eb nuk e shmang k\u00ebt\u00eb tregues nga nivelet e q\u00ebndrueshme t\u00ebregjistruara n\u00eb vitin 2020.<\/p>\n\n\n\n
Rritja e leht\u00eb e raportit n\u00eb muajin Janar mund t\u00eb jet\u00eb ndikuar edhe nga zvog\u00eblimi i portofolit t\u00eb kredis\u00eb p\u00ebr periudh\u00ebn. Stoku i kredis\u00eb p\u00ebr ekonomin\u00eb n\u00eb fund t\u00eb Janarit kishte vler\u00ebn e 606.4 miliard\u00eb lek\u00ebve, rreth 2.6 miliard\u00eb lek\u00eb m\u00eb pak krahasuar me fundin e vitit 2020.<\/p>\n\n\n\n
Q\u00ebndrueshm\u00ebria e raportit t\u00eb kredive me probleme u ndikua shum\u00eb nga masat rregullatore leht\u00ebsuese q\u00eb nd\u00ebrmori Banka e Shqip\u00ebris\u00eb. Shfuqizimi i p\u00ebrkohsh\u00ebm i k\u00ebrkes\u00ebs p\u00ebr t\u00eb riklasifikuar kredit\u00eb e ristrukturuara ka mund\u00ebsuar mb\u00ebshtetjen e huamarr\u00ebsve q\u00eb vuajt\u00ebn pasojat e kriz\u00ebs pandemike. N\u00eb fillim t\u00eb k\u00ebtij viti, Banka e Shqip\u00ebris\u00eb vendosi t\u2019i shtyj\u00eb k\u00ebto masa edhe p\u00ebr nj\u00eb tremujor tjet\u00ebr, me q\u00ebllim p\u00ebr t\u2019i dh\u00ebn\u00eb m\u00eb shum\u00eb koh\u00eb p\u00ebrmir\u00ebsimit t\u00eb aft\u00ebsis\u00eb paguese t\u00eb debitor\u00ebve ndaj bankave tregtare. Kjo strategji deri tani ka ndihmuar n\u00eb mbajtjen n\u00ebn kontroll t\u00eb kredive me probleme, por edhe vazhdimin e rritjes s\u00eb kredis\u00eb p\u00ebr ekonomin\u00eb. N\u00eb fund t\u00eb janarit, portofoli i kredis\u00eb ishte n\u00eb rritje me 6.6% krahasuar me nj\u00eb vit m\u00eb par\u00eb.<\/p>\n\n\n\n
Nga ana tjet\u00ebr, masat e p\u00ebrkohshme e b\u00ebjn\u00eb t\u00eb v\u00ebshtir\u00eb p\u00ebr t\u00eb krijuar nj\u00eb ide t\u00eb qart\u00eb t\u00eb atij q\u00eb mund t\u00eb jet\u00eb efekti i deritanish\u00ebm i kriz\u00ebs n\u00eb cil\u00ebsin\u00eb e portofolit t\u00eb kredis\u00eb s\u00eb sektorit bankar. Ky efekt mund t\u00eb filloj\u00eb t\u00eb shfaqet n\u00eb gjysm\u00ebn e dyt\u00eb t\u00eb vitit, por shpresa e bankave dhe autoriteteve vendimmarr\u00ebse \u00ebsht\u00eb q\u00eb efektet e pandemis\u00eb do t\u00eb fillojn\u00eb t\u00eb zbuten, duke i dh\u00ebn\u00eb frym\u00ebmarrje bizneseve, sidomos n\u00eb sektor\u00ebt e lidhur me turizmin dhe udh\u00ebtimet.<\/p>\n\n\n\n
Pavar\u00ebsisht q\u00ebndrueshm\u00ebris\u00eb s\u00eb raportit t\u00eb kredive me probleme, bankat, nga ana e tyre, kan\u00eb rritur ndjesh\u00ebm provigjionet ose shpenzimet e parashikuara p\u00ebr humbje t\u00eb pritshme nga kredit\u00eb. Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, vitin e kaluar provigjionet arrit\u00ebn vler\u00ebn e 7.3 miliard\u00eb lek\u00ebve, duke arritur nj\u00ebkoh\u00ebsisht nivelin m\u00eb t\u00eb lart\u00eb q\u00eb prej vitit 2016. Rritja e provigjioneve n\u00ebnkupton q\u00eb efektet financiare p\u00ebr bankat nga nj\u00eb p\u00ebrkeq\u00ebsim eventual i cil\u00ebsis\u00eb s\u00eb kredis\u00eb do t\u00eb jen\u00eb m\u00eb t\u00eb kontrolluara.<\/p>\n\n\n\n
Aktualisht, stoku i kredive me probleme vler\u00ebsohet n\u00eb af\u00ebrsisht 49 miliard\u00eb lek\u00eb, nd\u00ebrsa bankat n\u00eb pes\u00eb vitet e fundit kan\u00eb nxjerr\u00eb jasht\u00eb bilanceve m\u00eb shum\u00eb se 65 miliard\u00eb lek\u00eb kredi t\u00eb humbura.<\/p>\n\n\n\n
Marre nga Monitor<\/p>\n","protected":false},"excerpt":{"rendered":"
Raporti i kredive me probleme njohu rritje t\u00eb leht\u00eb n\u00eb muajin janar. Sipas Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, ai arriti nivelin e 8.2%, nga 8.11% n\u00eb fund t\u00eb vitit 2020. Rritja minimale e fillimit t\u00eb vitit megjithat\u00eb nuk e shmang k\u00ebt\u00eb tregues nga nivelet e q\u00ebndrueshme t\u00ebregjistruara n\u00eb vitin 2020. Rritja e leht\u00eb e raportit n\u00eb muajin …<\/p>\n","protected":false},"author":1,"featured_media":6339,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[13],"tags":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/voranews.al\/wp-content\/uploads\/2021\/03\/4A6C59AB-265A-413F-956E-1D1D236BF0EB.jpeg","_links":{"self":[{"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/posts\/6338"}],"collection":[{"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6338"}],"version-history":[{"count":1,"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/posts\/6338\/revisions"}],"predecessor-version":[{"id":6340,"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/posts\/6338\/revisions\/6340"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=\/wp\/v2\/media\/6339"}],"wp:attachment":[{"href":"https:\/\/voranews.al\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/voranews.al\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}